了解洗钱和资助恐怖主义Learn about money laundering and the financing of terrorism
的含义和影响The meaning and impact of
洗钱过程是隐藏源的非法获得的金钱或财产通过的虚伪，它们的产地，本说明它们作为可能。 《刑法》往往是相关的各种潜在的罪行，如压力的毒品、腐败、诈骗和有组织犯罪。 另一方面，恐怖主义提供资助涉及到提供或收集资金以支持的活动，或组织的恐怖主义袭击，造成严重威胁全球安全与稳定。The process of money laundering is to hide the source of illegally obtained money or property through hypocrisy, their origin, and this description of them as possible. The Criminal Code is often related to various potential crimes, such as pressure on drugs, corruption, fraud and organized crime. On the other hand, the financing of terrorism involves the provision or collection of funds to support activities, or the organization of terrorist attacks, which pose a serious threat to global security and stability.
所涉问题的洗钱和资助恐怖主义的延伸超出金融机构作但仍有更多的好处. 该活动可能会损坏系统的完整性的机构，flex 在政策方面，并有助于创造一个有利的环境，为犯罪活动。 此外，他们还可以有助于资金的暴力极端主义团体，它把国家安全的不确定性和风险的生命的无辜的。The issues involved in money laundering and the financing of terrorism extend beyond financial institutions, but there are still more benefits. The activity may damage the integrity of the system of the institution, especially in terms of policy, and help to create a favorable environment for criminal activities. In addition, they can also contribute to the funding of violent extremist groups, which puts national security uncertainty and risks the lives of innocent people.
不要为了金钱的流动Don't do it for the flow of money
洗钱和资助恐怖主义是紧密相连的非法流通的资金，其中涉及的资金流动源自非法活动，在该国其他地区，并通过各种渠道。 流动是，它可能加速对腐败、偷税漏税和资助网络的有组织犯罪，这最终会损害法律至高无上和造成的干扰经济的整个世界。Money laundering and the financing of terrorism are closely linked to the illegal circulation of funds, in which the flow of funds involved originated from illegal activities in other parts of the country and through various channels. In particular, it may accelerate the organized crime of corruption, tax evasion and financing networks, which will eventually damage the supremacy of the law and cause interference with the economy of the entire world.
立法框架Legislative framework
该法律的洗钱The law of money laundering
为了打击这种威胁，政府和国际组织建立了一个全面的框架的规定，目的是防止和侦查行为的洗钱和资助恐怖主义。 这些法律和规章是实施严格的要求金融机构这样作但仍有更多的好处，这要求他们执行艰难的打击洗钱的措施(反洗钱)和资助恐怖主义的(真相和友谊委员会).In order to combat this threat, the Government and international organizations have established a comprehensive framework of regulations aimed at preventing and detecting acts of money laundering and the financing of terrorism. These laws and regulations are implemented with strict requirements for financial institutions to do so, but there are still more benefits, which require them to implement difficult measures to combat money laundering (anti-money laundering) and the financing of terrorism (Truth and Friendship Commission).
该主要部分的这些规定，它既包括过程和彻底的分析的客户，跟踪交易和报告可疑活动，并为维持详细的记录。 你也应该确保金融机构，他们有适当的内部控制系统、风险管理和培训方案，以有效地确定和减少潜在的风险。The main part of these regulations, it includes both the process and thorough analysis of customers, tracking transactions and reporting suspicious activities, and for maintaining detailed records. You should also ensure that financial institutions have appropriate internal control systems, risk management, and training programs to effectively identify and reduce potential risks.
这些义务下Under these obligations
在但仍有更多的好处，我们都在遵守所有适用的法律和条例的反洗钱和 CTF。 这一承诺延伸至我们的行动在不同的司法管辖区，我们在其努力下的国内标准和国际标准。 我们的动态结构下将包括一套全面的政策、程序和机制的监测，以检测和避免任何潜在的活动的参与洗钱或资助恐怖主义。But there are still more benefits, we are in compliance with all applicable laws and regulations of anti-money laundering and CTF. This commitment extends to our actions in different jurisdictions, and our domestic and international standards under its efforts. Under our dynamic structure, it will include a comprehensive set of policies, procedures and mechanisms for monitoring to detect and avoid any potential activities involved in money laundering or the financing of terrorism.
尽职调查 ng Kliyente sa，Due diligence ng Kliyente sa，
有效评价的客户是一个支柱，我们的努力反洗钱和真相和友谊委员会在但仍有更多的好处，这使我们能够准确地识别和验证个人和实体，这是我们 ginagawaan 的业务。Effective evaluation of customers is a pillar of our efforts against money laundering and the Truth and Friendship Commission, but there are still more benefits, which allow us to accurately identify and verify individuals and entities, which is our ginagawaan business.
该进程验证的身份The identity verified by the process
作为我们的招聘过程中，在我们的所有客户提供一个全面的个人财务信息，包括但不限于，这些文件发出的通过政府、地址证明，并宣言》的资金来源。 这些信息将仔细审查了由一个强有力的制度，核查已开发通过我们的专业团队的遵守情况。As part of our recruitment process, all our customers provide a comprehensive personal financial information, including but not limited to, these documents issued by the government, proof of address, and declaration of the source of funds. This information will be carefully reviewed by a strong system to verify compliance that has been developed by our professional team.
我们使用最先进的技术，并制作一个交叉参考不同的数据库，以确保信息的真实性提供并确定任何潜在的红旗或变化。 我们彻底核查进程的目的是减少风险，利用假冒或伪造身份的任何非法目的。We use state-of-the-art technology and produce a cross-reference to different databases to ensure the authenticity of the information provided and identify any potential red flags or changes. The purpose of our thorough verification process is to reduce the risk of using counterfeit or forged identities for any illegal purpose.
正确性和核查的信息Correctness and verification of information
超越最初阶段的接受，继续监测和核实，对该信息的准确性，客户的整个过程中我们的关系状态。 继续这个过程涉及到定期审查、更新和改进措施关注的客户都被认为是高风险。Beyond the initial stage of acceptance, continue to monitor and verify the accuracy of the information and the status of our relationship during the entire process of the customer. Continuing this process involves regular reviews, updates, and improvement measures. Concerned customers are considered high-risk.
我们的专家团队的遵守彻底审查活动的客户，该模式的交易，以及任何改变的情况下，可能需要进一步的调查或其他要求的文件。 该 proaktibong 这种方法确保我们保持全面和现代理解的财务状况我们的客户，并尽量减少潜在的风险。The compliance of our team of experts thoroughly reviews the activities of customers, the model of transactions, and any changes in the case may require further investigation or other required documents. The proaktibong approach ensures that we maintain a comprehensive and modern understanding of the financial situation of our customers and minimize potential risks.
该牧师莫里斯的房子和工作室的合作The cooperation of Pastor Morris's house and studio
而工作的，是结束过程的核查以最有效的方式，位置，并正在小心我们的程序的尽职调查可能会导致在一个较长的时间表。 我们赞赏耐心和合作的我们的客户在整个过程中，因为这是一个必要的步骤，以确保遵守要求的该条例并为了完整性保护我们的系统的财务。And the work is to end the process of verification in the most effective way, location, and being careful that the due diligence of our procedures may lead to a longer timetable. We appreciate the patience and cooperation of our customers throughout the process, because this is a necessary step to ensure compliance with the requirements of the regulations and to protect the integrity of our system's finances.
隐私和保护数据的，Privacy and protection of data，
在一方面，我们了解的敏感的个人信息和财务信息的交给我们通过我们的客户。 因此，我们保持的步骤上的隐私权和保护的数据，以确保保密和安全的这一信息。On the one hand, we understand the sensitive personal information and financial information that is handed over to us through our customers. Therefore, we maintain the steps on the right to privacy and protect the data to ensure the confidentiality and security of this information.
我们的程序处理的数据将受严格的规则和程序，符合最佳做法的产业，并适用保护条例的数据。 我们使用最先进的技术在加、访问控制和步骤中的"危机"为了保护数据的客户从未经授权访问或不正当使用。The data processed by our procedures will be subject to strict rules and procedures, in line with best practices in the industry, and applicable data protection regulations. We use state-of-the-art technology in encryption, access control and steps in the "crisis" in order to protect customers from unauthorized access or improper use of data.
努力的团队，hardworking team，
合作伙伴与利益攸关方Partners and stakeholders
《防止洗钱和资助恐怖主义需要协调一致和互补的方法及各种利益攸关方，包括管制身体、执法机构和其他金融机构。 积极参与，倡议在整个行业，并保持牢固的关系与有关当局，以便分享知识、最佳实践办法，并共同努力，以加强我们的防御对这些罪行的机构，它是。 该 kolaboratibong 一种方式，它使我们能够保持 nakasabay 出现是一种威胁，将能够有助于发展的有效的反行动。"Preventing money laundering and the financing of terrorism requires coordinated and complementary methods and various stakeholders, including regulatory agencies, law enforcement agencies, and other financial institutions. Actively participate in initiatives throughout the industry, and maintain strong relationships with relevant authorities in order to share knowledge, best practices, and work together to strengthen our defenses against these crimes, it is. The kolaboratibong is a way that allows us to keep nakasabay from appearing to be a threat and will be able to contribute to the development of effective counter-actions.
监测和报告Monitoring and reporting
作为我们的一部分义务在以下，但仍有更多的好处是维持一个全面的机制观测和自我报告为了识别和报告可疑的活动，可能与洗钱或资助恐怖主义。 我们有一个专门小组的专业人员在下面,这是支持先进的分析工具，将继续是评估的交易和活动的客户，以便确定潜在的红旗。As part of our obligations in the following, but there are still more benefits is to maintain a comprehensive mechanism for observation and self-reporting in order to identify and report suspicious activities that may be related to money laundering or the financing of terrorism. We have a dedicated team of professionals below, which is supported by advanced analysis tools and will continue to evaluate the transactions and activities of customers in order to identify potential red flags.
在有疑问的情况下，我们将立即报告这种活动的有关当局对所有善良的工作的调查和提供所需的任何信息或文件以支持法律的执行在反洗钱和 CTF。In case of doubt, we will immediately report such activities to the relevant authorities for the investigation of all good work and provide any information or documents required to support the implementation of the law in anti-money laundering and CTF.